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| Main Office PO Box 407, 24 Martin Road Voorheesville, New York 12186 518/765.2425 (tel) 518/765.9014 (fax) |
| Cohoes Office PO Box 83, 10 Cayuga Plaza Cohoes, New York 12047 518/235.3002/3920(tel) 518/595.0052 (fax) |
| Ravena Office Faith Plaza, Route 9W Ravena, New York 12143 518/756.3656 (tel/fax) |
| Get your FREE CREDIT REPORT Beginning in September 2005 New Yorkers can check their personal credit record free of charge once every 12 months. For a fee, you can also check your credit score. To obtain reports from each of the three major credit bureaus, visit www.annualcreditreport.com! |
| Main Office PO Box 407, 24 Martin Road Voorheesville, New York 12186 518/765.2425 (tel) 518/765.9014 (fax) |
| Board of Directors Kevin Millington, President Denise Zieske, Vice President Ronald Pearce, Treasurer Severin C. Carlson, Secretary Bobbi Carter, Director Jamie Casterlin, Director Janna Shillinglaw, Director |