Homebuyer Education
Workshop: Certificate
course, meets lender
requirements
One 8 Hour Session
|
Renting vs. Buying-Are you
Ready?, Money
Management (Budgeting
and Credit), Understanding
Mortgage Loans & Grants,
FHA, SONYMA, Shopping
for a Home (working with
realtors, home inspectors,
attorneys, lenders,
insurance agents), Making
a Purchase Offer, Closing,
Avoiding Foreclosure,
Home Maintenance, Energy
Efficiency, Working with a
Contractor.
|
$50
Includes speakers, light
breakfast, lunch,
beverages, and
workbook, raffled gifts.
|
HECM Counseling; in
person or phone
Certificate Issued post
counseling
One 2 Hour Session
(estimated)
|
HUD required information
and counseling.
Homeowner
budget/finances and
specific Reverse Mortgage
amounts, Implications of a
Reverse Mortgage,
Mechanics of a Reverse
Mortgage
|
$175
|
Post Purchase
Homeownership
Education
One 4 Hour Session
|
Home maintenance and
repairs, Area grants and
financing, Obtaining and
Working with Contractors,
homeownership budgeting
and credit,
|
$25
Includes speakers,
beverages, light snack.
|
|
