Tel: (518) 765-2425  /  Fax: 518-765-9014
  • Home
    • About >
      • What Do We Do?
      • Board of Directors
      • Mission Statement
  • Our Services
    • Homebuyer Education Classes
    • Grant Opportunities for First Time Home Buyers
    • Home Repairs >
      • Programs
      • Home Repair Areas Served
    • Foreclosure Prevention
    • Reverse Mortgage
    • Housing Advisement Services
    • Feura Bush Senior Apartments
  • Contact
    • Main Office
    • Ravena Office
    • Cohoes Office
    • Feura Bush Senior Apartments
  • Resources
    • Helpful Links
    • Fair Housing
    • Community Calendar
    • Changes to STAR
  • ACRHA STORE
  • Contribute
  • Thank You!
  • In The News!
ACRHA Service Fees:
 
Homebuyer Education Workshop - One 8 Hour Session
  • Certificate course
  • Meets lender requirements
  • First Home Club/Mortgage Match Program requirement
Topics Discussed: Renting vs. Buying - Are you Ready?, Money Management (Budgeting and Credit), Understanding Mortgage Loans & Grants, FHA, SONYMA, Shopping for a Home (working with realtors, home inspectors, attorneys, lenders, insurance agents), Making a Purchase Offer, Closing, Avoiding Foreclosure, Home Maintenance, Energy Efficiency, Working with a Contractor.

$50: Class Fee per household
$20: Optional Workbook


--------


Online  Homebuyer Education
  • eHome America Certificate course (after meeting with a homeownership advisor)
  • Online class at own pace from your home
  • Course Certificate is accepted by First Home Club/Mortgage Match Program
 Topics Covered: Are You Ready To Buy a Home?, Managing Your Money, Understanding Credit, Getting a Mortgage Loan, Shopping for a Home, Keeping Your Home, and Managing Your Finances. 
$99: Online Class Fee

--------

Credit Report Fee: $25.87 per person
  • Tri-merge credit report with FICO scores: Experian, Transunion, & Equifax
​
​--------

Homeownership Workshop
  • One 2.5 Hour Session
  • Learn how to maintain your home as an investment and enjoy the benefits of being a homeowner
 
$25 Per Household


--------

Revolving Loan Fund Application Fee
  • Processing and underwriting loan application.
Fee: $150**
 
Fee is Refundable if application denied.
 **Additional fee for Credit report

--------

Grant Subordination
  • Reviewing, processing and requesting lien subordination through grant source
Fee: $150
 
**NOTE: Fee is Non-refundable once process initiated**

--------
 
HOME Down Payment Assistance Grant
  • Home ownership education
  • Processing and underwriting application
Home purchase process and pre-qualification
Income eligibility, budget, expenses, credit report, loan forms.
Fee: $150*

*Non-refundable once process initiated.

Picture
Picture
NYS TTY/TDD Relay: 7-1-1
Picture

Proudly powered by Weebly