ACRHA Service Fees:
In-Person Homebuyer Education Workshop - One 8 Hour Session*
$50: In-Person Class Fee per household
$20: Optional Workbook
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Online Homebuyer Education
$99: Online Class Fee
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Credit Report Fee: $30.50 per person
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Homeownership Workshop
$25 Per Household
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Revolving Loan Fund Application Fee
Fee is Refundable if application denied.
**Additional fee for Credit report
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Grant Subordination
**NOTE: Fee is Non-refundable once process initiated**
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HOME Down Payment Assistance Grant
Income eligibility, budget, expenses, credit report, loan forms.
Fee: $150*
*Non-refundable once process initiated.
In-Person Homebuyer Education Workshop - One 8 Hour Session*
- Certificate course
- Meets lender requirements
- First Home Club/Mortgage Match Program requirement
$50: In-Person Class Fee per household
$20: Optional Workbook
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Online Homebuyer Education
- eHome America Certificate course (after meeting with a homeownership advisor)
- complete the course online and at-your-own-pace from your home
- Course Certificate is accepted by lenders for homebuyer dream program
$99: Online Class Fee
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Credit Report Fee: $30.50 per person
- Tri-merge credit report with credit history & FICO scores from Experian, Transunion, & Equifax
- for more information, contact Us at 518-765-2425
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Homeownership Workshop
- One 2.5 Hour Session
- Learn how to maintain your home as an investment and enjoy the benefits of being a homeowner
$25 Per Household
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Revolving Loan Fund Application Fee
- Processing and underwriting loan application.
Fee is Refundable if application denied.
**Additional fee for Credit report
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Grant Subordination
- Reviewing, processing and requesting lien subordination through grant source
**NOTE: Fee is Non-refundable once process initiated**
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HOME Down Payment Assistance Grant
- Home ownership education
- Processing and underwriting application
Income eligibility, budget, expenses, credit report, loan forms.
Fee: $150*
*Non-refundable once process initiated.