Tel: (518) 765-2425  /  Fax: 518-765-9014
  • Home
    • What Do We Do?
    • Board of Directors
    • Mission Statement
    • Thank You!
    • In The News!
  • Our Services
    • Homebuyer Education
    • Grant Opportunities for First Time Home Buyers
    • Housing Advisement Services
    • Foreclosure Prevention
    • Reverse Mortgage
    • Feura Bush Senior Apartments
    • Home Repairs >
      • Home Repair Areas Served
  • Contact
    • Main Office
    • Ravena Office
    • Feura Bush Senior Apartments
  • Resources
    • Helpful Links
    • RFP Opportunities
    • Fair Housing
    • Important Information for Homebuyers and Homeowners
    • Disaster Preparedness Resources
    • Changes to STAR
  • ACRHA STORE

Homeownership Issues

Mortgage Default
Counseling Assistance is available.  Please reference our Foreclosure Prevention
Information here
for more information.


Home Improvement and Rehabilitation
ACRHA’s Homeownership Advisor will provide interested homeowners with 
information about FHA 203(K) Rehabilitation, USDA Options, Mortgages, 
HUD’s Title I home improvement loan program, and in house rehabilitation 
programs
, loan and grant application processes, housing codes and 
enforcement procedures, bids and contracts, inspection of work and 
payments to contractors, liabilities to subcontractors and non-performance by 
contractors.


Displacement and Relocation
ACRHA’s Housing Counseling Program offers consumers assistance who 
are displaced from their current residence or who are in need of relocation 
due to activities by or on behalf of the federal government. The Housing 
Counselor offers assistance with the rights of owners faced with 
displacement, the rights and responsibilities of the entity causing the 
displacement, relocation benefits and assistance with locating alternate 
housing.

ACRHA is a HUD approved housing counseling agency.



Reverse Mortgage
ACRHA offers one-on-one counseling to senior households interested in HECM’s (Reverse Mortgages) and issues the required certificate for homeowners. 
The certificate attests only to the fact that the consumer attended the required counseling session and does not recommend the consumer for a HECM.

The Home Ownership Advisor will educate the consumer about options other than HECM, other reverse mortgages, the financial implications of HECM’s, a disclosure of the tax implications, eligibility for assistance under Federal and State Programs, and the impact on the estate and heirs of the homeowner.

Picture
Picture
NYS TTY/TDD Relay: 7-1-1
Picture

Proudly powered by Weebly